As a licensed Senior Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. American Bancshares Mortgage  offers conventional, FHA, VA, USDA, Jumbo products and Non QM loans, and I am prepared to find the one that is right for you.

Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. With PRMG as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded.

If you ever have a concern or question, my team and I are a quick phone call or email away, and we always look forward to opportunities to communicate with you.

The Christian Penner Mortgage Team Specializes in All Types of Mortgage Loans: VA – FHA – USDA – Fannie/Freddie – Jumbo – Self Employed – Private Loans – Fix & Flip Loans 

Christin Luckman is a Senior Vice President of Mortgage Lending at Guaranteed Rate who has been in the mortgage industry since 2003. She takes a sophisticated approach to simplifying the mortgage process by combining personalized service with industry leading technology. With Guaranteed Rate, you get a top 10 national lender. With Christin, you get a lending concierge. Christin and her team focus on developing long term relationships with their clients and providing top notch customer service. They take the stress out of the process and exemplify the Guaranteed Rate difference. Christin is involved with event sponsorship for Cancer Treatment Centers of America as well as Children’s Memorial Hospital. She is a co-chair of the C.A.R. Golf Committee and enjoys Chicago Bears football, Pure Barre, playing tennis, and traveling.

The Toni Taylor Team has a highly knowledgeable staff in South Florida, we truly encompass the word TEAM. Priding ourselves in top notch COMMUNICATION, we work seamlessly together to provide all Florida residents with the highest quality home loans. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help!

We are your local Mortgage Experts who offer a wide range of mortgages to suit every financial situation. With competitive interest rates and flexible products we can make buying and refinancing a home a smooth and efficient process. 

Toni Taylor: Originally from Michigan, and a mother of 2, I relocated to Florida in 1989 and discovered my passion for the mortgage industry in 1990.

Having been primarily in the wholesale side of the business, when the economic markets collapsed in 2008 I found my way to the retail side of the business and I love it. In wholesale and retail, I had always dealt in residential lending and my wholesale experience has been invaluable to my retail services. I specialize in loans ranging from $75,000 to $3,000,000 and I finance FHA, VA, Conventional, Jumbo and Private money loans. I work with First Time Home Buyers, to seasoned property investors and I partner and work closely with Real Estate Agents, Financial Planners & Attorney's.

My training in underwriting has given me the advantage of understanding how to be pro-active and use the guidelines to secure the best terms available for each client.

I spend my spare time with my family and friends and I always look for an opportunity or excuse to meet and talk to new people. I have never met a stranger.

Ocean View Title & Escrow is an attorney-owned and operated full service title insurance and closing agency. They pride themselves in smoothly running closings for residential, commercial, refinance, 1031 exchanges, auctions and for sale by owner transactions. Attention to detail and agent accessibility are critical to your real estate transaction. You are guided every step of the way from potential hidden dangers to deed recordation to post-closing customer support. Whether you are a realtor, lender, developer, buyer or seller, Ocean View Title & Escrow is structured to deliver peace of mind!

Visit https://oceanviewtitlefl.com for info.